What is a Fiduciary? -  An individual in whom another has placed the utmost trust and confidence to manage and protect property or money. The relationship wherein one person has an obligation to act for another's benefit.

Hecker  Fiduciary

Bus:  800.770.3048  Cell:  510.691.4403



We always hope that when we retire that we are financially secure.  It is important to have a trusted financial advisor on your team.

In addition that Advisor needs to work well with your Power of Attorney.  Important decisions may have to be made regarding  your living environment, selling investments to handle your day to day care, hiring of care givers, etc. 

Hire a Professional.  That way you are protected.

Even In today's climate in California there  are many issues regarding alternative life style for Seniors.

Discrimination - Not allowing LGBT into Residential Care Homes.

Isolation - No family contact leaving the potential for Undue Influence from strangers.

Neglect - Individuals providing home care services Physically and Mentally abuse this portion of society at a higher rate.

Hiring a Professional Fiduciary that understands these concerns and issues are vital to this community.


  • You need to move as much as possible
  • Drink lots of water
  • Eat less sugar
  • For Joint Pain try 1/4 tsp TUMERIC in warm water each morning
  • Eat less meat
  • Eat less Carbs
  • Eat more fruits and vegetables
  • Eat Coconut oil daily for memory
  • Stay away from processed foods
  • For heart health add Cayenne Pepper
  • Coconut Oil is also good for gum health, swish in your mouth daily and spit out
  • Eggs are not as bad as you think

By posting these tips, we are not giving medical advice, speak with your doctor ifyou have serious health concerns.